WE ARE NORDEN

COMMERCIAL INSURANCE
SPECIALISTS

We advise national and international groups, mid-sized companies and their insurance brokers with respect to all aspects of business insurance – from drafting contracts to enforcing coverage claims in case of loss.

PRECISE FOCUS

We exclusively advise in commercial insurance law. That is what we are good at. That is what we love.

CLEAR COURSE

We advise insureds companies. We do not represent insurers vis-à-vis policyholders in coverage disputes.

STRONG CHARACTERS

We are anticipating strategists, creative solution finders, attentive listeners, independent thinkers and sovereign decision makers.

Cäsar Czeremuga, LL.M.

Attorney at law I Partner
Master of Insurance Law

T + 49 211 822 68 09-1
E caesar.czeremuga@norden-legal.de

Cäsar Czeremuga provides legal and strategic advice with respect to all commercial insurance matters.

Cäsar Czeremuga has acknowledged expertise in the industrial property insurance sector, particularly regarding

  • Fire insurance
  • CAR insurance
  • Business interruption coverage

He is an experienced specialist regarding damage to buildings, plants and machinery as well as business interruption losses.

He further focuses on D&O and Cyber insurance, product recall and product liability matters.

Born 1984. Law studies in Gießen and Münster. Master of Laws in insurance law. Stages in international law firms. Director of the Munster insurance law institute (Forschungsstelle für Versicherungswesen Münster) for several years. Prior to founding NORDEN Rechtsanwälte longstanding department head of property insurance at a well-known mid-size law firm.

Curious. Determined. Creative. With a good grade of spice and well-peppered. Globetrotter. Passionate cigar-connoisseur. Hobby pilot. To be chess titan.

  • D&O insurance: Advising DAX-listed company Delivery Hero on legal and strategic issues of international D&O insurance.
  • Natural hazards: Advising a supra-regional drugstore chain and other companies with respect to property and business interruption losses as a result of the 2021 flood in Germany
  • Infrastructure: Advice with respect to multi-million EUR major claim under CAR and liability cover
  • Construction damage: Comprehensive advice to energy group regarding CAR coverage of German-based plant new building project
  • Offshore Windfarm: Consultation and representation in enforcing coverage in serial loss of wind turbines
  • Renewables: claims settlement under property and business interruption cover following explosion Biogas-Plant
  • Business interruption: legal advice of semiconductor supplier on coverage in relation to plant fire
  • Product recall: Advice and representation of automotive supplier in enforcing coverage claim
  • Fire damage: Out-of-court advice and representation in various major fire losses.

Christian Drave, LL.M.

Attorney at law I Partner
Master of Insurance Law
Certified Specialist for Transport- and Shipping Law

T + 49 211 822 68 09-2
E christian.drave@norden-legal.de

Christian Drave is an experienced commercial insurance expert and supports companies, their decision makers and brokers for more than ten years as strategic solution finder, negotiator and litigator.

His distinguished practice is especially focused on international insurance matters, including

  • International insurance programmes
  • Liability insurance
  • Business interruption coverage
  • Product liability and product recall

Christian Drave is an expert in handling international major losses.

He further focuses on Cyber insurance, risk management and emerging risks.

Born 1972. Certified shipping clerk. Law studies in Hamburg and Oslo. Master of Laws in insurance law. Prior to founding NORDEN Rechtsanwälte lawyer at commercial law firms in Hamburg and Dusseldorf. Recently insurance lawyer at a well-known mid-size insurance law firm. Legal writer and lecturer.

Anticipating. Creative. Empathetic. Father. Appreciates pipe smoking. Being a passionate sailor, under way on the world`s seas.

  • D&O insurance: Advising DAX-listed company Delivery Hero on legal and strategic issues of international D&O insurance.
  • Natural hazards: Advising a supra-regional drugstore chain and other companies with respect to property and business interruption losses as a result of the 2021 flood in Germany
  • War exclusions: Advising an insurance broker with respect to „war exclusions“ in the context of the Ukraine war
  • International Property and Business Interruption: Out-of-court representation of an international chemical enterprise, enforcing a multi-million USD property and business interruption claim under international insurance program following an explosion at production site abroad
  • Product liability: Advising of an international pharmaceutical group with respect to product liability coverage under international insurance program
  • International business Interruption: Advice and representations in various business interruption cases in connection with Covid-19 pandemic (i.a. European automotive supplier, national food-retailer, international hotel groups, event companies and insurance brokers)
  • Cyber: Advice of leading mid-sized mechanical engineering company pursuing coverage following to cyber insurance claim
  • Insurance brokers: Regularly advising of insurance brokers and in-house brokers with respect to insurance contract and supervisory aspects
  • Renewables: claims settlement under property and business interruption cover following explosion Biogas-Plant
  • Energy: Advice to energy provider with respect to settlement of turbine damage.
HIGHEST LEVEL ADVICE

SERVICES AND EXPERTISE

In cooperation with you, we develop pragmatic, coherent and economically sustainable solutions and strategies for complex matters and challenging problems – creative, efficient and passionate. In doing so, we act anticipating: legally, strategically and as Entrepreneurs.

WE CREATE

We assess your risks with high awareness and optimize your insurance coverage. We draft tailor made insurance concepts and create individual solutions.

WE NEGOTIATE

We negotiate your insurance cover with insurers – with a clear strategy and clever arguments. Or we put you in a position to negotiate successfully yourself on the basis of the best legal expertise.

WE ENFORCE

We enforce your insurance claim, out-of-court as well as in litigation – powerful, precise and economically sensible.

KEY AREAS OF ADVICE

Cyber insurance

D&O insurance

Business interruption losses

International Insurance Programs

Industry 4.0

EAR and Infrastructure

Fire- and Explosion damage

Engineering insurance

Product liability and recall

Renewables

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